Welcome Tax Rebate: Up to $5,000 for First-Time Buyers!

06 May 2026


💰 Real Help for First-Time Buyers at Last!

The Quebec government just launched a welcome tax rebate program that's a game-changer for first-time buyers. And it's not symbolic — we're talking about up to $5,000 directly in your pocket!

The Basic Rules (Simple and Clear)

✅ Who's eligible?
You haven't been a homeowner in the last 4 years. That's it!

💵 How much can you get back?
For a $460,000 home → $5,000 rebate
The amount varies based on purchase price, but it's substantial.

🏠 What's the cap?
The measure applies to properties under $1 million.

📅 Since when?
Retroactive to January 1, 2026 — If you bought this year, you're covered!

Why This is EXCELLENT for You

1. Real money in your pocket
$5,000 isn't peanuts. It can be used for:

  • Completing your down payment
  • Paying notary fees
  • Buying furniture or doing renovations
  • Building an emergency fund

2. Increased affordability
The welcome tax is often a major barrier for first-time buyers. This rebate makes purchasing more realistic and less financially stressful.

3. Retroactivity = Fairness
Did you buy in January or February 2026? You're covered! The government recognizes you deserve this help too.

Don't Leave This Money on the Table!

Many first-time buyers don't know about this program or how to benefit from it. A mortgage broker can:

  • Confirm your eligibility
  • Calculate your exact rebate
  • Guide you through the process
  • Combine this help with other available programs

Contact a mortgage broker today to maximize your savings and make your dream of homeownership come true!

The information in this article is for general purposes only and may not reflect current laws or regulations. Verify any details with a qualified professional before making decisions. Some portions may have been created with AI assistance and should be confirmed for accuracy.

Written by Réjean Philippe Simard

Mortgage broker